Social Security Disability (SSDI or SSD)

Everything You Need To Know

As someone who is disabled and unable to work, there are benefits you can take advantage of, like Social Security Disability Insurance. It’s a federal program that helps individuals with disabilities by providing monthly financial support to those who can no longer work. Our team at Ally Disability can help by guiding you through every stage, from the initial application to handling any appeals that may come up.

What is Social Security Disability Insurance

Social Security Disability Insurance, or SSDI, is an insurance program administered by the Social Security Administration. The main purpose is to provide financial assistance to Americans who have a disability and are unable to work because of that. It’s not cash assistance; instead, it works more like an insurance policy. While working, a portion of your paycheck was saved toward this benefit, and these “work credits” will determine your eligibility for these benefits. One thing to remember is that you must have worked in jobs that are covered by Social Security and have accumulated enough credits. The process for determining eligibility is extensive, with 5 steps and an evaluation. Working with a lawyer in this sector can help you effectively present your case, so you can get the benefits you deserve.

SSDI vs SSI: What’s The Difference?

Social Security Disability Insurance

This benefit is based solely on your previous work history and the taxes you’ve paid to Social Security. The number of work credits determines your eligibility, and the payment amount depends on your earnings before your disability. This is more of an insurance plan instead of cash assistance.

Supplemental Security Income

Supplemental Security Income is not based on work history; it is based on financial need. This is typically available to individuals who are over 65 years of age, disabled, or blind, and who have limited income and resources. The amount available isn’t based on prior earnings; it is a set amount that everyone will receive. This is a supplemental income or cash-assistance program.

You may be eligible for both sets of benefits if you have a low SSDI payment and meet the requirements for SSI. One of our Ally Disability attorneys can help determine if you could meet the requirements for both or help you apply to the program that’s best for your case.

What to Expect When Applying for SSDI?

Applying for any social security benefits isn’t an easy process, which is why we offer support every step of the way. Many times, an application is deemed benign due to missing documents or because the person is not truly disabled. Research shows that most SSDI applications are denied at first, but navigating what caused the denial can help you provide a successful application the second time. Going through the appeals process after a denial can be quite tedious, as it involves multiple district levels, including the Administrative Law Judge, Appeals Council, and federal court if necessary.

After you submit your application, the SSA will collect all of your information on your medical conditions or disabilities, work history, and education. Once reviewed, they will consult with medical professionals to determine whether your condition meets eligibility criteria. If your application is approved, you will start receiving monthly benefits after the mandatory 5-month waiting period.

What Ally Disability Does For You

At Ally Disability, we aren’t just here to organize paperwork; we’re here to be an asset and a partner for you throughout the entire process. Our attorneys and disability professionals are familiar with SSA rules and how to make the process as quick and easy as possible.

1. Filing the Initial Application

We can help by filing your initial application, which helps to minimize the risk of denial due to incomplete or inaccurate information.

2. Complete SSA Forms

The SSA requires multiple forms to be completed regarding your disability and your daily activities. We’re here to assist you with answering these questions and forms in the most detailed way that can support your case.

3. File Appeals

The appeal process can be tedious and cumbersome, but having an experienced attorney can make it much smoother and take a lot of that stress and confusion off of you. We’re here to file the appeal and gather any necessary documentation or evidence to support your appeal.

4. Representing You

We’re here to represent you at any hearings that you may need to attend. We’ll present you with accurate evidence and compelling arguments to convey your voice best.

5. Offer Support After Approval

Once you’ve been approved, the kind folks at Ally Disability are still here to answer any questions that you may have about the process, payments, benefits, and anything else you may need to know about.

6. Medicare Enrollment

Medicare is available to many people who are approved for Social Security Disability Insurance. We can help you to understand your coverage benefits and enrollment timelines so you have the best chance at getting the coverage that you need.

Ready to Get Started?

If you are looking to apply for Social Security Disability Insurance, we’re here to help. Our team at Ally Disability can help you from start to finish, providing support throughout all the steps. If you’re applying for the first time or if you’ve received a denial, Ally Disability is here to help you. Contact us today so we can evaluate your case for free, before moving forward!